As part of health care reform, we are required to provide you with the Summary of Benefits and Coverage (SBC) documents for Vanguard's medical plans. The SBCs will help you easily understand our plans, compare them with others (such as individual coverage plans or your spouse or domestic partner's employer plans), and choose the best one for you and your family.
The Glossary of Health Coverage and Medical Terms was created to be used in conjunction with the SBCs and provides definitions for common terms such as "deductible" and "co-insurance." You may find differences between definitions in the glossary and those in your health plan documents. When this occurs, please accept the definitions as they are presented in your health plan documents.
The SBCs and glossary are available in paper form upon request, free of charge. Please contact Crew Central™ to request any of these documents in paper form.