The following guidelines show who is eligible for coverage as a dependent through Vanguard's Benefit Plan. For more detailed criteria, see the Benefits Summary Plan Description (SPD).
Who is eligible:
- Legally married spouse.
- Same- or opposite-sex domestic partner (see Domestic partner benefits for details).
- Any dependent child, including a:
- Natural child, legally adopted child (including a child whom you are legally obligated to support in anticipation of adopting such child, even if the adoption is not yet final), foster child, and/or stepchild. You can cover children up to the age of 26 regardless of their eligibility for other employer-sponsored coverage.
- Domestic partner's child (see Domestic partner benefits for details).
- Child for whom you are required to provide medical coverage under a Qualified Medical Child Support Order (QMCSO).
- Child age 26 and older who remains continuously mentally or physically disabled and primarily dependent upon you for support.
Who is not eligible:
- A former spouse, even if you are required to provide health coverage as part of a divorce settlement.
- A child who is age 26 or older, unless considered disabled in accordance with the plan.
Acceptable forms of documentation (no originals, please):
- Spouse (one of the following):
- First page of the latest federal income tax return with Social Security number and dollar amounts blacked out.
- Marriage certificate.
- Marriage contract or certificate from a church, synagogue, mosque, or other religious institution.
- Dependent under age 26 (one of the following):
- First page of your latest federal income tax return with Social Security number and dollar amounts blacked out.
- Affidavit of Domestic Partnership, which includes a section for your domestic partner's child(ren).
- Birth certificate.
- Qualified Medical Child Support Order (QMCSO) or legal guardianship papers.
- Adoption paperwork.
- Divorce decree showing which parent is responsible for medical coverage.
- Domestic partner (all of the following):
- Affidavit of Domestic Partnership.
- Proof of economic interdependency, such as a joint deed, mortgage, or lease and credit card agreement.
- Affidavit of Tax Dependency for Health Coverage (if your domestic partner is eligible for pre-tax coverage).
See Domestic partner benefits for more details and to access the above affidavits.
See Changing your Benefit Plan for more information about when and how you can submit benefits changes during the calendar year.